Requirements

Why are there personal loan requirements? They’re to make sure you’ll be able to keep up with your monthly payments and pay back your loan. This is to protect you as much as to protect the lender! You wouldn’t enjoy being stuck with a loan you can’t afford and having your credit score lowered. You want to feel good about being able to pay off a loan you can handle.

That’s why we look at your finances through several cash advance requirements (listed below) that make sure you’re ready for an installment loan. We want you to be able to safely and responsibly take out a loan that’s right for you.

• Active Checking Account Open for 30 Days or More: This shows you have been approved by a bank to have a checking account and have kept it active. That’s almost like a recommendation by your bank!
• Paycheck Direct Deposited Into Your Account: This represents another layer of financial security, because it shows you have a job and you expect to work there for some time, getting a steady paycheck.
• Current Job for 3 Months or More: This is a great indication that you are able to hold onto a job and to produce income you can use to pay back a loan.
• Home Phone or Cell Phone: We need a reliable way to contact you. Also, a phone shows you have a home, or you’re responsibly making monthly payments on a cell phone.
• $1,000 or More After Taxes and Deductions: It’s smart to only take out a loan amount you could pay back quickly. If you make at least $1,000 per month, you could probably pay back a loan of around $1,000 pretty fast, and we only write loans of $1,250 or less.

• Call Us – If you have questions about our services, please give us a call at 1-800-867-1999 during normal business hours.
• Request More Information – After hours, fill out our online application and one of our representatives will contact you on our next business day.