Loan Services​

Loan Options for Your Financial Needs

We offer several financial solutions designed to address various economic situations.

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Installment Loans

Borrow up to $1,250 with structured monthly payments through our installment loans. This option gives you a fixed repayment schedule, making it easier to budget and reducing stress when handling larger expenses. Our clients often choose this option when they need predictable payments for planned purchases.

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Personal Loans

Many expenses don’t fit neatly into categories, which is why personal loans offer flexible financing options. Home fixes, education costs, or combining other debts – these adaptable loans work with your specific situation and needs.

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Cash Advances

When facing urgent situations, cash advances get funds to your account by the next business day. Don’t wait for payday for car troubles, surprise medical bills, or last-minute travel needs, and our quick funding process helps you handle these emergencies right away.

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Short-Term Loans

Quick funding without long-term commitment is available with short-term loans. These loans give you the money you need with payment terms that won’t hang over your head for months or years – perfect for those temporary financial tight spots.

Most applications receive approval within minutes, with funds deposited by the next business day. We also offer check options for those without direct deposit.

Why Choose Money Stash

Money Stash provides financial solutions for people with less-than-perfect credit who might not qualify at traditional banks. We’ve earned the trust of thousands of clients because we understand that economic challenges can happen to anyone.

Our approach focuses on clear terms, straightforward fees, and treating customers with respect. We believe financial help should be available to everyone, regardless of past credit issues.

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Fully Licensed

Properly registered in all states where we operate
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Experienced Leadership

Money Stash management has extensive experience in the financial industry.
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Quick Processing

Decisions made the same day, money delivered next day
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Multiple Options

Different loan types because financial needs vary widely
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Real People

Actual staff members answer when you call with questions

Client Testimonials

Our customer reviews show the value of our simple application, fast funding, and helpful service team. Many people have shared their positive experiences with us.

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Gloria Ervin
17 April 2026
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Excelente!
Posted on Google Google
Kennymba
27 October 2025
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They keep denying me. I can pay the money back this is why the credit rating system is messed up.
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Te'Rez Potee
18 July 2025
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It’s a nice loan company that I genuinely trust and respect through and through amen
Posted on Google Google
Tish Manning
14 July 2025
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I am glad this is always available on the short days of pay when needed
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michael White
6 June 2025
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Money comes fast but the interest rates are high
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Judy Berry
29 March 2025
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Well the rates are a lil costly. Other than that, it's all good!
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Stan OGrady
18 February 2025
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A joy to deal with, very helpful and quick. I’m a repeat customer and very satisfied.
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Lori Steele
27 November 2024
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This service is a godsend!! Yes, it is very very expensive, if you treat this loan properly it will save your butt in the time of need. Borrow your money and pay it back as soon as possible. If you let it drag out for weeks upon weeks yes it will get very expensive. Also, it will deposit money in your bank anytime, any day. I've received loans from this company at 2:30 am on a Sunday morning IMMEDIATELY after signing the paperwork. THANK You Money Stash!!!
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Alice Moore
18 November 2024
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Very easy to deal with
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Kim Adams
7 October 2024
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Easy , fast, reliable!

Frequently Asked Questions

What loan products do you offer?

We provide installment loans, lines of credit, cash advances, payday loans, short-term loans, and personal loans, each designed for different financial needs.

What are your loan amounts?

Loans range from $100 to $1,500, depending on where you live, your income, and which loan type you choose. First-time loans usually start with smaller amounts.

What are the qualification requirements?

You must be at least 18 years old, have a checking account, show regular income, and live in one of our service states. Having credit issues doesn’t automatically disqualify you.

What is your funding timeline?

Apply during business hours for same-day decisions. Approved funds typically arrive in your account the next business day. We can also issue a check if you don’t have direct deposit.

How are rates and fees determined?

Rates vary based on state laws and the type of loan. We clearly show all costs before you sign anything, so there are no surprises.

What is the application process?

Our online application asks you to select your loan type and complete one form. Most decisions come back within minutes.

How do you handle credit challenges?

We look more at your current income and ability to repay rather than focusing solely on past credit problems.

How are repayments structured?

This depends on your loan type. Installment loans have set payments on a schedule, while credit lines bill based on how much you’ve used. We offer automatic payments to make things easier.

Do you charge for early repayment?

No. We encourage paying early, since it saves you money on interest and fees.

What if I have trouble making a payment?

Call our team at (800) 867-1999 right away. We can discuss options based on your state’s rules and your specific situation.

Service Regions

Our service locations include five states, with operations based at our Houston, Texas headquarters. Each area has specific terms and options available.

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Financial Resources

Our financial guides help you make better borrowing decisions and improve how you manage money. We’ve created resources to support your financial journey.

Selecting the Right Loan Type

How to determine which financial option works best for your specific situation

Improving Your Credit Score

Practical ways to boost your credit while managing loan payments

What Short-Term Loans Really Cost

A clear breakdown of fees and interest so you know exactly what you’re paying

Building an Emergency Fund

Practical steps to create financial stability after difficult periods

Spotting Predatory Lending

Important warning signs to protect yourself when seeking loans

Get Financial Assistance

Apply now to receive the funds you need with efficient processing and minimal hassle.